You must decide whether or not it is appropriate, in light of your own circumstances, to act on this advice. You should ensure you obtain and consider the Policy Wording or Product Disclosure Statement and Target Market Determination for the policy before you make any decision to buy it. Related articles. Your insurance A-Z 09 Nov Put a plug in it: How to avoid falling victim to an indoor flood 23 Sep Read further articles.
Interested in QBE business insurance? Find out more Find a broker. ACT Government Planning. Home Building Compensation Fund. Northern Territory Government. Queensland Building and Construction Commission. Consumer and Business Services. WorkSafe Tasmania. Essentially, anybody providing advice or consultancy services for a fee has an exposure that needs to be considered. General Advice Warning The information provided is to be regarded as general advice.
Builders Warranty Insurance. What is it? What it covers? State Known as Legal Requirement? Other Covers. Cyber Insurance. Cyber Insurance Technology has never been so deeply entwined in our businesses. Useful Links www. Protecting your business this bushfire season November 12, Is your business in a high risk area? Mitigating damage by bushfires One of the best ways to protect your business from the damage caused by bushfires is to ensure that all preventative measures are in place. Property Insurance.
Property Insurance Cover for loss or damage to your physical business assets in the event of an incident occurring.
What does it cover? Some examples include: Has the occupancy and use of your premises been adequately disclosed to the insurer? Is your sum insured adequate? How have you determined your sum insured? Could you build somewhere else in the event of your property being destroyed?
Are your contents covered inside the building and outside? Is accidental damage covered, and to what extent? Are your demolition and removal of debris costs covered? Business Interruption Insurance. Business Interruption Insurance From your family and employees to customers and suppliers, there are a lot of people who depend on your business opening its doors each day. Liability Insurance.
Liability Insurance Despite the very best of intentions, accidents can still happen in any business. Why is public and product liability insurance important for businesses? October 21, Some warranties let homeowners pick an arbitrator from a list acceptable to the builder or the third-party warranty company. If your loan is financed through the FHA or VA and you file a claim against the third-party warranty company, you can choose between arbitration or going to court.
If you choose arbitration, know that you are bound by the decision. Arbitration is generally less expensive than going to court, but you can expect to pay up to several thousand dollars to take your claim through the process, depending on the complexity of the arbitration.
Check your warranties to see what costs you and the builder must pay. Some companies offer homeowners the choice of arbitration or going to court. Builders will sometimes agree to pay all the costs associated with arbitration as a way to avoid going to court. If you have a loan insured by FHA, contact the nearest field office for the U.
Department of Housing and Urban Development or visit www. If you have a VA loan, contact the nearest VA office, or visit www.
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